SSNIT calls for review of pensions act to cover gig and digital workers

The Social Security and National Insurance Trust (SSNIT) is advocating a review of Ghana’s National Pensions Act, 2008 (Act 766) to reflect modern forms of employment such as gig work, digital entrepreneurship, and remote jobs.

According to the Trust, the current pension framework does not adequately protect the growing number of Ghanaians working in emerging sectors, leaving millions outside the country’s formal social protection system.

Speaking at a symposium to commemorate SSNIT’s 60th anniversary, Director-General Kwesi Afreh Biney emphasised the need for a more inclusive and adaptive legal framework that aligns with today’s dynamic labour market.

“We must ensure that the National Pensions Act evolves to reflect new forms of work such as the gig economy, digital entrepreneurship, and remote employment. A more responsive framework will help protect all workers, regardless of where or how they work,” he said.

Beyond legislative reform, Mr. Afreh Biney noted that SSNIT is intensifying efforts to expand pension coverage to traders, artisans, farmers, and other self-employed individuals who make up a large portion of Ghana’s informal sector.

He said the Trust is leveraging technology, improving customer service, and enhancing data management systems to boost accessibility and contributor confidence.

“As we celebrate 60 years of service, we recognise the challenges that remain and reaffirm our commitment to building a future anchored on innovation, inclusion, and sustainability,” he added.

“The next 60 years must see an even stronger SSNIT — one that protects the Ghanaian worker, supports families, and strengthens the social fabric of our nation.”

SSNIT maintains that modernising the country’s pension system is vital as employment trends evolve and the informal economy continues to dominate Ghana’s labour landscape.