Customers of the 23 defunct savings and loans and finance houses have expressed their disappointment and frustration in the validation process and have demanded their funds.

According to them upon reaching branches of their respective banks they were met with empty halls with just some forms to fill with nobody around to direct you.

Some of them who spoke to ghanaguardian.com on our tour to some  branches of these defunct branches expressed their fury and frustration.

One customer who wants to remain unanimous says that he had been banking with his savings and loans for the last decade only to hear on Friday that the central bank has shut down his bank so he was there just to collect his money but came to meet an empty banking hall.

Another customer we had an interaction with says that he is a student and just got admission to the Kwame Nkrumah University of Science and Technology and needs money to pay his admission fee before the deadline is closed.

Frustration was written in the faces of most distraught customers who besieged the various banking halls to fill their validation forms.

One woman who claims to operate a restaurant fears that this winding process of claiming their monies will adversely affect her business when the current stock of produce she has available runs out.

Asked what she would do after this week she replied she may have to resort to loans to survive till the central bank make their funds available.

Customers have until the first week of September to fill and submit their forms to the receiver for arrangements to be made to pay their deposits.

The bank of Ghana has disclosed that funds are available to pay depositors of the 23 savings and loans and financial houses.

Meanwhile the receiver appointed to manage the validation process Eric Nana Nipa says validation begins in the middle of September.