SSNIT’s assets and investments exceed GHC25bn in 2025 – Director-General
10th March 2026
The Director-General of the Social Security and National Insurance Trust (SSNIT), Kwesi Afreh Biney, has revealed that the pension scheme’s total asset value and investments exceeded GH₵25 billion at the end of 2025.
According to him, the figure represents a significant rise from the GH₵20.4 billion recorded at the end of 2024, reflecting improved performance across several SSNIT investments as well as ongoing efforts to strengthen accountability and enhance returns from underperforming assets.
Mr. Biney made the disclosure during a stakeholder forum organised by SSNIT in collaboration with the Trades Union Congress (TUC) in Wa on Monday. The event was aimed at educating workers on the importance of pension contributions and strengthening engagement with contributors.
The forum also formed part of a nationwide outreach campaign designed to inform members of organised labour about SSNIT’s operations while gathering feedback from them as key stakeholders to guide future reforms of the pension scheme.
“A lot more of our investments are performing well, and that accounts for the growth from GH₵20.4 billion in 2024 to over GH₵25 billion at the end of 2025,” Mr. Biney said.
He cited improved performance from some SSNIT-owned hotels as an example. According to him, Labadi Beach Hotel recorded a profit of about GH₵77 million in 2025, while La Palm Royal Beach Hotel, which had previously been making losses, posted an audited profit of GH₵1.7 million during the same period.
Mr. Biney added that SSNIT is focusing on improving service delivery, accessibility and convenience for contributors and pensioners through the revitalisation of its digital platforms and the introduction of virtual branches.
He explained that the Trust is also implementing a “co-location” strategy, which allows SSNIT to operate within selected banking halls to extend its services to areas where it does not currently have physical offices.
“As part of the strategy to make our services more accessible and convenient, you can engage with us in a much easier way than in the past,” he said.
“Our digital channels and virtual branch give you the opportunity to interact with us anytime and from any location because we serve you 24/7.”
Mr. Biney further encouraged workers in both the public and private sectors to actively contribute to the scheme, describing SSNIT as a national asset that helps secure the future of Ghanaian workers.
Meanwhile, the Secretary-General of the Trades Union Congress, Joshua Ansah, said the forum provided an important platform to educate workers on the benefits of the SSNIT pension scheme.
He urged workers in both the formal and informal sectors to enrol and contribute regularly to ensure financial security after retirement.
“Once you are working or earning an income, you must think about your future, and belonging to SSNIT is one of the ways to guarantee that future,” Mr. Ansah stated.