Ghana’s mobile money ecosystem continues to break records, with total transactions reaching an all-time high of GH¢365 billion in April 2025, according to the Bank of Ghana’s latest Economic and Financial Data report.

This figure represents a 3.8% increase from the GH¢351.7 billion recorded in March, marking the highest monthly value recorded so far this year. The upward trend highlights the deepening role of mobile money in both personal and commercial financial activities across the country.

In addition to the increase in transaction value, the volume of mobile money transactions also grew significantly—from 764 million in March to 778 million in April—pointing to an expanding user base and greater transaction frequency.

The central bank attributes this sustained growth to the expansion of mobile infrastructure, the rising number of mobile money agents, and the growing popularity of digital payment platforms nationwide.

These developments are making mobile money more accessible and convenient, especially in underserved and remote areas.

Financial analysts note that the surge in mobile money usage is accelerating financial inclusion, offering millions of Ghanaians easier access to financial services and reducing dependence on traditional banking systems.

The Bank of Ghana emphasized that the convenience, speed, and reliability of mobile money platforms continue to fuel adoption, as more individuals and businesses embrace digital financial tools in their daily lives.