The National Investment Bank (NIB) PLC has reported a landmark financial performance, signaling renewed stability and strength as a government-owned institution.

According to the Bank, the improved results are the outcome of state support combined with effective deposit mobilisation, disciplined strategy, and purposeful leadership under Managing Director Alhaji Dr Doliwura Zakaria.

The announcement was made at a stakeholder and media engagement in Accra, attended by eminent traditional leaders, including Buipewura Jinapor II, Paramount Chief of the Buipe Traditional Area and Vice President of the National House of Chiefs; Kongwura Jimkurige I, Paramount Chief of Kong; and Bifatey II, Overlord of the Lobi people of Gaoua in Burkina Faso.

Speaking at the event, NIB leadership highlighted that the Bank’s resurgence is rooted in sound strategy and professional execution.

“While recapitalisation provided a necessary foundation, it is the deliberate focus on deposit growth, prudent management, and institutional reform that has translated this foundation into sustainable profitability and balance sheet strength,” the Bank stated.

In 2025, NIB posted a remarkable turnaround, recording earnings growth of over 8,300% and a more than 100% increase in total assets. Customer deposits also rose substantially, reflecting renewed public confidence in the Bank’s governance and direction.

Under Dr Zakaria’s leadership, the Bank has pursued a disciplined turnaround strategy centred on deposit mobilisation, cost efficiency, and strengthened governance.

“Strategic branch positioning, streamlined service arrangements, and tighter operational controls have helped reduce costs and improve efficiency, allowing the Bank to reinvest in innovation, customer experience, and wider national reach,” the statement added.

The transformation has also positively impacted staff welfare. NIB reported improvements in working conditions, salary enhancements, and widespread promotions, boosting morale and strengthening service delivery across branches nationwide.

In line with sector-wide changes, NIB has launched a new mobile banking application and is undertaking a major technology upgrade to enhance speed, security, and digital capability.

“These initiatives reinforce the Bank’s commitment to modern, reliable banking solutions while remaining faithful to its development mandate,” the Bank explained.

At the heart of NIB’s renewed journey is a customer-centric approach, embodied in the motto: “Your Business is Our Business.” The state-owned institution further described itself as a strengthened national asset, “grounded in tradition, guided by strategy, and ready for tomorrow.”